Subsidence Insurance

Subsidence Insurance

Our "PUPs" scheme is one of the best known in the UK for obtaining full terms Household Insurance for properties in risk of Subsidence, or with a Subsidence history.

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Mid Net Worth

Mid Net Worth

Our Mid Networth Household insurance (called Protego) is a new unique scheme which provides first class cover for clients with higher that normal values.

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Flood Insurance

Flood Insurance

We are pleased to announce that we now have the facility to CEDE risks to Flood Re, this means that we can provide you with cover for your property if it is in a flood risk area, even if it has flooded before. The premiums are more affordable and the maximum excess will be £250 for flood claims

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Travel Insurance

Travel Insurance

We are specialists providers of travel insurance with pre-existing medical conditions. Almost all conditions are considered, there is no upper age limit and our premiums are highly competitive.

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Criminal Convictions

Criminal Convictions

Our "Fairplay" scheme provides full cover for those with criminal convictions. Unlike the mainstream providers, we look at each case individually meaning 90% of applicants obtain cover.

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Life Assurance

Life Assurance

As each policy is individually underwritten we are able to obtain life assurance cover up to the age of 85, for those with pre-existing medical conditions, mental health problems and much more.

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Other Products

Other Products

Along with our main insurance products we also cover more niche areas, including; Poor claims record, High profile occupations, Unusual construction, Holiday homes, Bed and Breakfasts, Flats, Lets, Unocuppied properties and much more.

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Broker Area

Broker Area

Hundreds of Brokers already use our Non - Standard Household schemes. As your underwriter we are commited to providing you with everything you need to satisfy your client's requirements - even if everywhere else has declined them.

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